Objective
To adopt advanced methodologies to view every branch, product, and customer from a profit and not just a cost perspective.

Pain Points
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1
Lack of efficient FTP methodologies.
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2
Increased complexity in modelling and computations.
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3
Bank had data from two different core banking systems as there was a migration happening during our implementation leading to challenges in data quality.
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4
Lack of expertise in building various FTP curve-related computations.
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5
Need for statistical modelling for various indeterminate maturity products.
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6
Reconciliation of GL balances with transaction balances to ensure consistency of data.
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7
Concurrence of auditors concerning computations.
Solution Given
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1
Kalypto/FTP
Solution Highlights
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1
Robust data validation engine acted as a Single Data warehouse and helped the bank in computation and reconciliation issues.
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2
Availability of latest FTP methodologies including matched maturity transfer pricing.
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3
Facility to build FTP curve based on Market Curve, Internal yield curves & combination of the two.
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4
Efficient user audit trail, controls, authorization and hierarchy approvals mapped as per bank's policies thus facilitating the bank to obtain auditor concurrence seamlessly.
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5
System supports high data volumes, computational complexity, and accurate calculations up to the deal/transaction level.
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6
Inbuilt rule engine to assign FTP rates to a product based on user-defined rules.
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7
Centralization of regulatory costs like Statutory Reserve Ratio, Deposit Insurance, etc.
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8
User-definable hierarchy or the organization, allocation rules for income distribution/ expense allocation.
Key Benefits
Benefits of the Case Study to help you understand our Product and reach of Services in a more convenient way
Case Studies

Banking

Corporate

Infrastructure
