To automate the entire Internal Credit Rating process, Capital Charge, Limit Monitoring and Reporting.
Lack of efficient customer credit Rating model.
No Traceability & Central Rating maintenance of customers. Manual and random recording in excel files.
Manual computation of Capital Charge resulting in time-consuming and inconsistent accuracy of reports.
Difficult and cumbersome process to reconcile and validate the Capital Charge Report.
No limit monitoring, increasing complexity to monitor the portfolio and aligning the portfolio with the policies laid down by management.
Regulatory reports were Time Consuming and complicated manual processes and inefficient.
CARE Risk - Kalypto/Credit – (Internal Ratings, Capital Charge, Limit Monitoring, Other Regulatory & MIS Reports)
The system completely automated the rating process at the bank, stored in a centralized database accessible over the bank's intranet.
Efficient user audit trail, controls, workflow, traceability, authorization and hierarchy approvals mapped as per bank's policies with exception handling.
Fully configurable Reporting Engine which can be configured from the front-end by business users thus generating Risk-Based reports with drill-down feature till transaction level.
Parametric Limit Monitoring Module which generated alerts and notifications for exception management, thus enabling the bank to effectively monitor the credit portfolio in line with policies formulated by management.
The whole computation process is automated using a trigger-based approach.
Benefits of the Case Study to help you understand our Product and reach of Services in a more convenient way
Bank was awarded the overall winner of 'Financial Reporting (FIRe) Awards, held on November 8, 2019, for enhancing corporate value through excellence in financial reporting.
Enables the bank to manage the Credit Portfolio effectively and mitigate risks in advance.
Efficient management of Credit whereby leading to an increase in business and a transparent manner.
process to increase efficiency and productivity across
Kalypto/ECL (IAS 39, IFRS 7)
& FRA . SriLanka
the efficiency and productivity across
Kalypto / ECL and FRA
Kalypto / ECL and FRA
Leading Bank in India
efficient risk management and regulatory
Rating Report Automation based
on Natural Language Generation
Kalypto/LOS and CLM
Implementing Predictive Credit
process, Capital Charge, Limit Monitoring and